For individuals & families · Houston, Texas · English y español
Insurance, without the confusion.
Find a health plan. Protect your family with life insurance. Or finally understand the coverage you already have. Plain words, at your own pace — and a real person in Houston when you want one.
What do you need today?
Tap one. Every path is self-serve — nobody calls you unless you ask.
I need a health plan
Between jobs, self-employed, new to all this — four taps and we'll show you where you stand. Missed open enrollment? You may still have options.
- 4 quick questions, no typing
- Same-day call back if you want one
- Subsidy check included
My child needs therapy covered
ABA therapy can bill six figures a year. The right plan caps what a family actually pays. Start with the free 60-second screener — it stores nothing.
- Free screener, English y español
- The Texas ABA Coverage Playbook
- A licensed human reviews your plan
I want my family protected
If people count on your paycheck, life insurance replaces it if you're gone. Apply online in about ten minutes — no blood work for most people.
- No medical exam for most applicants
- Honest price, your budget
- Nobody pressures you. Ever.
In a hurry? Start here
The answers people call us in a panic for.
"I just lost my coverage"
Losing a job, a divorce, a new baby — these open a special window to enroll. But the window closes. See the deadlines.
"These forms make no sense"
A step-by-step walkthrough with pictures and an example form filled in, so you can do it yourself in one sitting.
"What's a deductible?"
Every insurance word, explained the way a neighbor would — deductible, copay, out-of-pocket max, network, all of it.
"Who do I even call?"
Pay a premium, replace an ID card, cancel a policy — every carrier's contact page and portal, in one place.
How this works — and what it costs you
Nothing. If you enroll in a plan, the insurance company pays us. You pay the same premium either way — with us or without us. The difference is who stands behind the policy afterward.
Tap through a few questions
Plain words, no jargon, nothing stored unless you choose to send it.
See where you stand
Your options, your likely costs, and the programs you may qualify for — before anyone calls anyone.
A human, only if you want one
A Texas-licensed advisor from our Houston office calls back the same business day. Not a call center.
Why trust us
The same team 350+ Texas companies rely on.
Hipson has advised Texas employers and families since 1996. The family side of our work is why many of those companies found us in the first place. You get the same licensed people, the same phone number, the same same-day answer.
Work at an ABA clinic?
We help the families you serve get therapy covered — and we handle benefits and 401(k) for clinics across Texas. Here's how to work with us, both ways.