Practice 01 · Employers
Your renewal is a project, so we run it like one.
Twenty-five to five hundred lives, Houston and across Texas. Group medical, retirement, and the compliance work in between — on a published schedule with named deliverables.
Off a 25% increase
Funding restructured, stop-loss unbundled, negotiated direct — with a wider network than the year before.
Of participant cost, gone
Recordkeeper search, IPS drafted, quarterly committee installed, fees benchmarked. 412 lives.
Co-fiduciary capacity
Stated in the service agreement up front, not negotiated after something goes wrong.
Three deliverables, before anyone quotes anything
Named, dated and handed over before anyone opens a quote.
Claims & census diagnostic
Where the spend actually goes, by category and by cohort, before anyone quotes anything.
Funding strategy memo
Fully insured, level-funded or self-funded — modeled at your real claims, with the downside stated.
Compliance calendar
5500s, SARs, notices, committee minutes — dated, assigned, and tracked in your portal.
Energy services, fabrication, manufacturing · Harris County and across Texas
How the engagements are scoped
Pick the row that matches your headcount. The fiduciary role is stated up front, not negotiated later.
| Engagement | Lives | Scope | Fiduciary role | Cadence |
|---|---|---|---|---|
| Benefits only | 25–100 | Medical, dental, vision, ancillary | Broker of record | Annual + open enrollment |
| Benefits + retirement | 50–250 | Adds 401(k) design and governance | 3(21) available | Quarterly committee |
| Outsourced benefits office | 150–500 | Adds enrollment ops and employee support desk | 3(21) + documented process | Monthly |
3(21) fiduciary capacity is available on retirement engagements and is documented in the service agreement. It is a co-fiduciary role: the plan sponsor retains discretion.
Alongside the plan
Investment management
Asset management for the plan menu and for owners' and executives' own accounts — one set of hands on both.
In build
Fractional CFO services
Strategic financial leadership for business owners, without the full-time hire. Ask Michael where this stands.
The FY2026 schedule
Every client sees this on day one. It is the operating model, not a promise.
Renewal calendar issued, fee benchmark published.
Census and claims review with the CFO.
Carrier and funding strategy set before quotes open.
Open enrollment, on site, with your managers.
Start with a plan review
Three questions, ninety seconds. You will hear back the same business day — from Michael, not a queue.